No real surprises here, the opinion of the readers of this blog appear to be in line with historical returns of the stock market over ten year periods. If anything, the responses show a slightly more optimistic view of likely returns over the next ten years than professional pundits consider likely.



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An interesting result to my first reader poll. The results show a distinctly bi-modal distribution with people exhibiting a preference either for "early retirement" ie. early 40's or else a "conventional" retirement age of around 58-65.



I think that the results show that many people will be unable to retire as soon as they'd like, as it seems unlikely that 30%+ of those polled would have sufficient retirement funds accumulated by age 46.

I found it interesting that not many people aspire to retiring in their late 40's/early 50's. Either most people are targetting their retirement savings plans to achieve a required amount by the time they reach 60-65, or else they are happy to work until 60-65 even if they expect to have accumulated the minimum needed to retire before they hit 60.

It also shows the importance of having disability and/or loss of income insurance in place, as people who are "on track" to retire comfortably at 60-65 will be in dire straits if they are forced to cease work in their 50's due to ill-health or accident.

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